Publicidad Superior (Auto-refresh 60s)
Publicidad bajo menú (Auto-refresh 60s)
The 50/30/20 Rule: Distribute your salary intelligently
📂 Budgeting

The 50/30/20 Rule: Distribute your salary intelligently

⏱ Read time: 5 min 📅 Published: 24/02/2026

💡 Quick Tip

Discover the world's most famous method for managing your salary. Balance needs, wants, and your future without complex math.

Ad Slot (Auto-refresh 60s)

The Rule

  • 50% Needs: Housing, food, utilities.
  • 30% Wants: Lifestyle, dining out, hobbies.
  • 20% Financial Goals: Savings or debt repayment.

📊 Practical Example

Practical example

On a €1,800 salary: €900 for needs, €540 for wants, and €360 for savings. If needs exceed €900, you must cut from wants to protect your savings.