📂 Budgeting
The 50/30/20 Rule: Distribute your salary intelligently
💡 Quick Tip
Discover the world's most famous method for managing your salary. Balance needs, wants, and your future without complex math.
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The Rule
- 50% Needs: Housing, food, utilities.
- 30% Wants: Lifestyle, dining out, hobbies.
- 20% Financial Goals: Savings or debt repayment.
📊 Practical Example
Practical example
On a €1,800 salary: €900 for needs, €540 for wants, and €360 for savings. If needs exceed €900, you must cut from wants to protect your savings.