📂 Investing
Investing guide for beginners: Where to start with €100
💡 Quick Tip
Lose your fear of the stock market and take your first steps in investing. We teach you simply how to protect your savings from inflation and build your future wealth starting today with just €100.
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The biggest risk is not investing
Due to inflation, money that does not grow loses value. Investing is not to get rich quick, but to protect your purchasing power.
Ideal tools for beginners
If you only have €100 and little time, avoid picking individual stocks:
- Robo-advisors: Platforms that automatically invest your money in a globally diversified portfolio.
- High-yield savings accounts: For zero risk and immediate availability.
The rule of consistency
Contributing €100 every month regardless of market movements reduces risk and averages the purchase price.
📊 Practical Example
Practical example with real numbers
Imagine you set aside €100 a month from your €1,500 salary into a diversified global fund with a historical average return of 7% annually.
- In 5 years: Contributed €6,000, balance around €7,150.
- In 10 years: Contributed €12,000, balance around €17,300.
- In 20 years: Contributed €24,000, balance around €52,000.
Those small €100 bills have generated €28,000 of pure profit thanks to compound interest.
